9. Small business, and Start-ups

I believe the demographic with the greatest to gain by leveraging cloud computing in business are start-ups.

Generally speaking, start-ups won't exactly have a lot of cash flow. With the power of Cloud computing, they can go from an idea to reality in a matter of days with very little cash investment.

I've seen a number of non-traditional businesses crop up in recent years that have become highly disruptive to traditional business. None of which would exist without Cloud Computing.

For Example:

• AirBnB - These folks have created a new business that is essentially turning property into short and long term rental property. This is proving disruptive for the Hospitality Industry as well as the traditional rental real estate market.

• UberX - Perhaps one of the best known disruptors. Virtually every country, City, or state, Uber operates in, they are quickly creating conflict with local taxi services, and in fact forcing government to rethink their laws.

• Alibaba - The World's greatest internet Bazaar essentially come out of nowhere and dominated the internet retailing industry seemingly overnight.

What all of these companies have in common is they are began as tiny start-ups. No staff, no infrastructure. Just an idea and some skill to create the coded framework, and a little help from the cloud.